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Give Your Family Instant Access to What Matters Most

Secure digital vaults for all your important documents, plus built-in wizards for Will, Codicil, and Funeral planning - all protected with zero-knowledge encryption.

4.9 out of 5  ·  456 verified reviews

Trusted by 200,000+ families across North America

Forbes HuffPost Securian Insurance CIO Tekne Awards

If something happened tonight

Would your family know
where to find anything?

✕ Your life insurance — no one knows the policy number
✕ Your bank accounts — locked, inaccessible, frozen
✕ Your children — a court decides who raises them, not you
✕ Your crypto — gone forever without the seed phrase
✕ Your medical wishes — unknown, unenforceable
✕ Your final wishes — your family left guessing

If you’ve already been through this with a parent, you know exactly what it costs.
The point is not handing that down again.

IronClad Family fixes all of this.
In one afternoon.

Protect My Family — Start Free for 14 Days

No card to sign up  ·  Cancel anytime

Because Your Family Deserves Certainty, Not Chaos!

iVault Logo
  • Everything important in one encrypted place — reachable only by the people you name
  • Guided wizards for your will, healthcare directive, and power of attorney, with remote online notarization included
  • Delivery on your terms — who receives which vault, and when
  • Locked on your device before it reaches us. The key is a question only you and your recipient know, so we can't read your files
  • Personalized emergency ID cards, linked to your health directives for first responders
  • Plans for the people in your care — children, elderly parents, pets

Your Own Family Digital Vaults with Online Will & End-of-Life Planning

family security icon in navy blue color with pure white background Family Ready

 

Designating these important documents not only ensures that your affairs are in order but also relieves the burden on your loved ones during a difficult time and provides them with the guidance they need to honor your wishes.

 

codicil and online will icon in color navy blue with pure white background Will & Codicil

 

A seamless and user-friendly experience, providing you with an online last Will and Codicil wizards to simplify the complexities of estate planning, healthcare directives, and power of attorney, making it accessible to everyone.

 

bank accounts icon in color navy blue with pure white background Finances

 

Secure your bank accounts, crypto and other financial assets so loved ones know where everything is in case you are not around. Don't leave them looking for answers.

 

Financial tools icon in color navy blue with pure white background End of Life Planner

 

Our guide provides a straightforward and thorough way to document every one of your final wishes, ensuring they're accessible to your chosen individuals, even in your absence.

 

mail delivery icon in navy blue color with pure white background Next of Kin

 

Determine who receives what information and when.  You can have unlimited vaults each with its own designated recipients, guaranteeing that the right information reaches the right hands at precisely the right moment. 

 

personalized-delivery-triggers-icon-2 BONUS

 

Emergency ID Cards: 

Our exclusive Personalized Wallet-size Emergency Cards that not only provide crucial information in case of an accident for medical services to know who to contact but also come with a unique feature - a direct link to your Health Directive. 

What goes inside

The vault is digital.
What you put in it is your whole life.

Nine categories, forty-some places to put things. You don't fill them in order and you don't fill them all — the app tracks what's done and shows you what's next.

Personal

IDs and passports · birth and marriage certificates · children and dependents · correspondence

Assets

Financial accounts · property · life insurance · crypto · vehicles · business interests · valuables and collectibles · storage and safe-deposit boxes

Debts

Mortgages · credit cards · student loans · personal obligations · anything owed to the government

Legal

Your will · trusts · power of attorney · health directives · guardianship for minor children

Digital the part nobody plans for

Email accounts · social media and content · cloud storage and backups · shopping and loyalty · domain names and websites · devices · electronic security · photos, videos and files

Every entry carries an instruction — memorialize it, close it, transfer it, download the data first. Your executor sees what you wanted, account by account, instead of guessing.

Health

Medical insurance · history and medications · emergency wallet card · pets · elderly care

Funeral

Your instructions · burial or cremation · plots already paid for

Personal Wishes

Personal messages · remembrances · the things you'd want said

People

Who receives which vault, and when — family, advisors, your executor

Nobody else does this

See exactly what your family will see — today

Every person you name gets a preview link you can send them right now. They see the message you wrote, which vaults they can open, how many records are waiting, and the question they’ll be asked. No real data, no unlock — just the shape of it.

So the conversation happens while you’re here to have it, instead of at the worst possible moment.

You can also name a Digital Administrator — in most states a family member can’t take over your online accounts without being specifically named. We organize it and tell you what’s binding; for the document, see an attorney in your state.

The preview a recipient sees: a personal message, the vaults they can open, and the question they'll be asked
Start free for 14 days No card to sign up · Cancel anytime

Security

You lock it.
We can’t open it.

Two things happen to every file you add, and together they mean your family’s privacy doesn’t depend on trusting a company to behave.

Locked before it leaves your device

Files are encrypted on your own machine, so nothing readable ever crosses the internet. That’s end-to-end encryption.

Even we can’t read your data

The key is a question only you and the person you choose would answer the same way. We never hold it, so we have nothing to hand over, leak, or misuse.

You decide who sees what, and when

Each vault reaches only the people you name, on a date you set or on your passing. You can preview exactly what they’ll see.

  • Two U.S. patents
  • AES-256 — the standard the NSA approved for TOP SECRET information
  • Redundant storage across regions
  • GDPR and CCPA compliant
Start your 14-day free trial No card to sign up · Cancel anytime

The part nobody counts

Your digital life is worth more than you think.
Almost nobody plans for it.

$191,516

What Americans estimate their digital assets are worth, on average

168

Online accounts the average person now holds

Under 15%

Have an estate plan that actually covers any of it

A six-figure category of property, and almost no plan for it. Protecting all of it costs less than a year of streaming.

Bryn Mawr Trust 2024 Digital Assets Survey, 1,500 U.S. adults — self-estimated values, not audited. Account volume: NordPass.

One plan. Everything included.

Join 200,000+ families who trust IronClad Family. Cancel anytime, no hidden fees, only peace of mind.

★★★★★ 4.9 from 456 verified reviews

Most popular

Family Pro

For families and individuals

$189 / year

Billed once a year

Start my 14-day free trial

No card to sign up · Cancel anytime before day 14

  • Unlimited people
  • Unlimited vaults
  • Unlimited encrypted information storage
  • Will, healthcare directive and power of attorney wizards
  • Automated delivery — scheduled by date or on your passing
  • Two personalized emergency ID cards
  • Zero-knowledge encryption
  • Priority support

White Glove

We do it with you

Free  consultation

30 minutes, no obligation

Schedule my free consultation

Pricing discussed on the call, once we know your situation

  • Everything in Family Pro, included
  • A planner meets with you and learns what you have
  • We scan and file your documents by category
  • We set up delivery and name your recipients
  • Remote online notarization included
  • Unlimited future updates as life changes
  • We train you and your family on how to use everything

For families with decades of paperwork, or anyone organizing on behalf of a parent.

Every account starts with a free 14-day trial. Nothing is charged until day 14, and you can cancel any time before then.

30-day money back guarantee

If it isn’t right for your family, tell us within 30 days and we’ll refund you.

Real Stories from Real Customers

What Our Customers Are Saying

Jim
 ▶ Listen to Jim's Story 
"Finally, a platform that does what it says — zero knowledge encryption that even they can't read." 
Tammy
  ▶ Listen to Tammy's Story
 "I never actually thought about a scenario where my family might need access to all our legal documents, insurance policies, and bank accounts without looking everywhere. "
vern2
  ▶ Listen to Vern's Story
 "I've assigned all my crypto wallets to my wife and kids with instructions in case they need it if I'm not around — absolute peace of mind." 

Featured Review

"I signed up after a close friend's husband died suddenly at 44. She spent a year trying to figure out their finances. She didn't know the account passwords. She didn't know the life insurance company. She didn't know there was a second retirement account. I signed up the day of his funeral. I never want my husband to go through that."

VM

Victoria M.

Fort Lauderdale, FL  ·  Verified Purchase

★★★★★
Judge ★★★★★

Made me feel like I actually have my act together

"I'm a judge. I see what happens to estates that are poorly organized. It's not pretty. Families fight. Assets disappear. Wishes go unmet. iVaultX is the solution to a real and common problem. I've shared it with colleagues, with family, and with friends."

BS

Billy S.

Mobile, AL  ·  Verified Purchase

Estate Attorney ★★★★★

My grandchildren are protected — that's all that matters

"I've seen what happens when families are left without organized documents. Years and tens of thousands in legal fees. iVaultX is the first consumer product I've found that handles this correctly — automated delivery, proper encryption, and real estate planning tools. I recommend it to all my clients."

EV

Evelyn V.

Houston, TX  ·  Verified Purchase

Estate Executor ★★★★★

I'm an executor. This is what executors dream of.

"I'm currently managing two estates simultaneously. The difference between organized and disorganized is measured in years and legal fees. If the people I'm working for had used iVaultX, my job would take weeks instead of years. Every adult should have this set up."

JS

Jonathan S.

Sacramento, CA  ·  Verified Purchase

★★★★★

The delivery trigger system is smart engineering

"The remote notary service is a feature I didn't know existed and now can't imagine living without. I had all my estate documents notarized via video call without leaving my house. The process was simple, the notary was professional, and the documents were properly certified. Now it takes 45 minutes from my couch."

BL

Benjamin L.

Dallas, TX  ·  Verified Purchase

★★★★★

Finally got my act together — in a weekend

"I've been meaning to get my estate in order for over a decade. I finally sat down with iVaultX on a Saturday afternoon and had everything — will, insurance policies, financial accounts, crypto keys, and healthcare directive — organized and vaulted by Sunday evening. Completely manageable."

RP

Robert P.

Nashville, TN  ·  Verified Purchase

"
★★★★★

"The healthcare directive is the most important document most people don't have. iVaultX made it easy to create, store, and link to my emergency card and contacts. If I'm ever in an emergency room unconscious, the people trying to help me will know exactly what I want. That used to keep me up at night."

Madison R.  Portland, OR

Frequently Asked Questions

1. Why should I use a digital vault like IronClad Family’s?

IronClad Family ensures your essential documents—wills, life insurance, finances, and more—are secure, organized, and accessible when needed. It's the only digital vault service that encrypts using zero-knowledge algorithms so nobody can see what's stored and an auto-delivery service to designated recipients in the future.

2. How secure is my data with IronClad Family?

Your data is secured using zero-knowledge encryption, two-factor authentication, and the most up-to-date security measures—ensuring your information remains entirely private and secure, accessible only to you and your chosen recipients. You can also restrict their access to only when the information is delivered.

3. What features are included in IronClad Family’s Digital Vault?

  • Emergency Cards
  • Built-in Will, Codicil, and Funeral Planners
  • Automated Delivery to recipients at the right time
  • Zero-Knowledge Encryption for maximum privacy
  • Recipient Locator to ensure delivery
  • Customizable vaults for all documents

4. Why is IronClad Family better than other digital vault services?

We provide unparalleled security, family-oriented tools, automatic delivery, and an easy-to-use interface. With zero-knowledge encryption, nobody can access your data unless you allow them to. Through automated delivery, you ensure that the information reaches designated recipients even in your absence.

5. What happens if I need to update my vault or change recipients?

Updates are simple. Add or adjust documents, recipients, and instructions anytime to reflect life’s changes.

6. What happens if recipients move or my credit card expires?

IronClad Family’s Recipient Locator Service ensures delivery even if recipient contact info changes. If your credit card expires, you’ll be notified to update payment details without interruptions to your service.

7. What tools are included with the IronClad Family’s platform?

Our step-by-step guidance and built-in tools, such as the Will and Codicil Planner and Funeral Planner, are designed to ease the burden of organizing and planning during life's most challenging moments. Plus, it's free to try and incredibly intuitive, offering you peace of mind when you need it most.

8. Why is $189/year a great value compared to other services?

IronClad Family offers exceptional features, including will and funeral planning, complemented by automated delivery, all safeguarded by zero-knowledge encryption. Although competitors may impose similar fees, they often lack the comprehensive tools, user-friendliness, and security that we provide, ensuring peace of mind for your family at an outstanding value.